TRADE WITHOUT COMPROMISE

Discover a premium trading experience with fair prices and the reliability of a solid and trusted bank.

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Authorized by PRA and subject to regulation by the FCA*

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Get 100 free trades

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Stocks & Shares ISA

Open it by 30/09 and get 0% ISA platf. fees until end of 2021/22 TY.

Terms & conditions

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Level up your trading with Fineco

Since 1999 over 1.3 million clients have already chosen Fineco to invest and trade on world markets.

Premium Trading

Premium Trading

Enjoy an advanced platform that is powerful, fast, customisable, accessible on any device and easy to use.

Leader on brokerage

Leader on brokerage

One of Europe's leading FinTech banks. Est. in 1999, with 1.3mn clients and +33.4mn orders processed in 2020.

Convenient pricing

Fair Pricing

Don't pay for things you shouldn't have to - benefit from competitive exchange rates, low spreads and no hidden charges.

One-stop solution

One-stop solution

An extraordinary combination in the UK-brokerage, banking and investment services, all via one single bank account.

Premium trading without premium prices

With Fineco, proficient trading meets one of the most convenient pricing on the market. Starting from £0 on UK, US, and EU Share CFDs, without additional markup, spread only.

account monthly fee

No minimun deposit needed

£

0

US SHARES

Fixed commission

$

3.95

UK SHARES

Fixed commission

£

2.95

eu shares

Fixed commission

3.95

Question
How do we do it?

In a nutshell: economies of scale: our platforms are fully developed in-house with proprietary technologies and execute over 30 million orders processed in 2020 (2020 figure). This helps dilute fixed costs and thus reduce our trading fees.

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100% Proprietary technology

A powerful and intuitive platform

Trade anytime and anywhere with our premium Platform.

  • Powerful, fast and secure
  • Professional charting system
  • Customisable workspaces
  • Free live quotes and real-time news

Professional tools

Trading has never been easier with our free trading tools to quickly seize any market opportunity.

  • Free Stock Screener
  • Stock order book on 5 levels
  • Reuters and DJ real-time news
  • Risk management: stops and limits
  • Economic events calendar

A global trading revolution

  • CFDs on Shares, Forex and Indices
  • UK and Global Shares and ETFs
  • Forex CFDs: 50+ pairs and 21 hours a day
  • Options on S&P, Nasdaq, DJ, Russell
  • CFDs with undelying futures on commodities
  • Futures on CME, EUREX & IDEM

A stellar mobile experience

  • Mobile banking app
  • Advanced tools
  • Live feeds and P&L updates
  • Customisable dynamic charts
  • Mobile streaming quotes and news
  • Global investments at your fingertips

Stop paying conversion fees on each trade

For example, once you have converted your GBP into a foreign currency, like US dollars you are free to buy US shares without paying exchange fees every time you place a trade.

Multiple currencies, one account

Join Fineco: with only a UK bank account you’ll have access to 20+ currencies including GBP, EUR, USD and CHF.

  • Real time, competitive exchange rates
  • No currency conversion fees (spread only)
  • No account fees
Question
BE aWARE OF unexpected FEES

Fineco's CFD bid-ask spreads are identical to those on the stock exchange. Some brokers do not charge commissions, but they might include dealing charges as spread to the price.

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Efficient client support

Fast and effective customer care, with a very short wait time.

  • Direct support via telephone, email, or chat
  • Skilled trading specialist support team
  • Available Monday - Friday from 8am to 9pm
  • 94% customer service satisfaction rate2

Why choose Fineco?

Fineco is one of Europe’s leading FinTech banks with over 1.3 million clients and £82.4 billion in total financial assets.

YEARS OF EXPERIENCE

YEARS OF EXPERIENCE

Online trading pioneer since 1999, we have processed +33.4 million orders in 2020.

SOLID AND TRUSTWORTHY

SOLID AND TRUSTWORTHY

+1.3mn clients trust us with their finances, and we are fully .*

A LISTED COMPANY

A LISTED COMPANY

FinecoBank is one of Europe's largest FinTech banks and part of the EuroStoxx 600 Index.

Global award winner

A GLOBAL AWARD-WINNER

Recognised and awarded for best platform and provider of the year.

A world of investment opportunities

Boost your opportunities by investing with Fineco's open funds platform and maximise the tax-free benefits with our Stocks and Shares ISA.

0.25% Platform fee max

Invest with confidence

Choose from our diverse list of worldwide asset managers and invest with fair and transparent prices.

  • The more you invest, the less you pay
  • Regular Investment Plans on Funds or ETFs
  • No funds transfer, exit or dealing fees
Fineco Asset Management
M&G Investments
Columbia Threadneedle Investments
Aberdeen Standard Investments
Algebris Investments
ISA% Zero Platform Fee

Get more with our Stock&Shares ISA

Maximise your tax benefits. After opening a standard Fineco current account, open your ISA by September 30 & get 0% platform fees until end of 2021/22 tax year. Discover more

  • Max 0.25% platform fee after year 1
  • £2.95 monthly cap for Shares, ETFs & Bonds
  • No exit or transfer fees

*ISA 0% platform fee: All 2021/22 tax year long if you open/transfer your ISA by 30 September 2021. Once you have opened your standard fineco account.

One single account, multiple benefits

Make the most of our e-banking services! When you join Fineco, you can manage all of your finances in one single multi-currency account- via our handy combination of brokerage, personal banking and investment services.

Multi-currency banking simplified

With our full set of banking services you can spend like a local anywhere in the U.K. and Europe.

  • 0 annual fees on first GBP or EUR debit card
  • Free withdrawals in the UK with GBP card
  • Free withdrawals in EU zone with EUR card
  • Instant global payments in 20+ currencies
Best broker for Global Trading

2021

Best broker for Global Trading

ADVFN International Financial Awards

Best Live Trading Events

2021

Best Live Trading Events

ADVFN International Financial Awards

Best Trading Platform

2021

Best Trading Platform

London Trader Show

Start trading without compromise

Create your online bank account and explore our easy-to-use and professional trading platform. Trade without compromise with zero commission trades on UK, US and EU share CFDs, no additional spreads applied by Fineco, and much more. Opening your account is free, with no obligation to fund or trade.

This advertising message is for promotional purposes only. To view all the terms and conditions for the advertised services, please refer to the fact sheets and documentation required under current regulations. All services require the client to open a Fineco current account. All products and services offered are dedicated to Fineco account.

Derivatives trading is available to clients following the assessment of their knowledge of derivative instruments and the subscription of the Derivative Trading Contract. Before trading CFDs, or other derivatives instruments please read carefully the Key Information Documents (KIDs) available on the website finecobank.co.uk

100 free trades Promo: CFDs are excluded from the offer of 100 commission-free trades.

FinecoBank S.p.A. - Registered Office Piazza Durante 11, Milan 20131 - Headquarters Via Rivoluzione d'Ottobre 16, Reggio Emilia 42123 - Share capital €201,266,924.10 subscribed and paid-in - Bank enrolled in the Register of Banks and Parent Company of the FinecoBank Banking Group – enrolled in the Register of Banking Groups at No. 3015 - VAT No. 12962340159 - Tax ID No. and Milan-Monza-Brianza-Lodi Companies Register No. 01392970404 - Economic and Administrative Index (REA) No. 1598155 - Member of the National Compensation Fund and the National Interbank Deposit Guaranteee Fund. Fineco Bank is a trademark licensed for use by FinecoBank S.p.A., authorised and regulated by the Bank of Italy and Consob (Italian Market Regulator). Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority's website. - PEC: finecobankspa.pec@actaliscertymail.it

Stocks & Shares ISA Promo: Fineco ISA with Zero Platform Fees until 5 April 2022: initiative valid from 09/03/2021 to 30/09/2021 and subject to terms and conditions outlined in Details. Trading fees for the purchase and sale of Stocks, ETFs and Bonds will also be applied during the promotional campaign, in the amounts specified in the information sheets. There's no dealing charge for buying or selling funds. Please note that apart from Fineco platform fees, investing may incur other charges (e.g. by the fund manager). To read more about our account charges download our fact sheets and documentation.
0.25% max when promo ends.

Fineco ISA platform fee is annually maximum of 0.25% of the value of investments in the ISA account, with a £ 2.95/month cap for Shares, ETFs and Bonds. The amount paid annually is the sum of the amounts calculated monthly (for 12 months). The monthly fee is calculated based on the value of your portfolio in Funds on the last day of each month. Trading fees are charged for the purchase and sale of Stocks, ETFs and Bonds in the amounts specified in the fact sheets. For funds there are no dealing charges. Please note that apart from Fineco platform fees, investing may incur other charges (e.g. by the fund manager). To read about our account charges download our fact sheets and documentation.

When transferring to Fineco ISA, please note that we only accept GBP instruments, available in our platform, for direct ISA transfer. In case of instruments denominated in different currencies, please consider to transfer them in cash.

You can take your money out of an Individual Savings Account (ISA) at any time without losing any tax benefits. The ISA allowance for the current tax year is £20,000. Annual allowances are subject to revision and the government’s favourable treatment of ISAs may change. 'Tax-free' indicates that interest is exempt from UK income tax provided that all ISA conditions are met. The tax level and basis can change and the value of tax relief depends on your personal circumstances.

US and EU Shares and ETFs: Costs are displayed in GBP but are changed to the multicurrency subaccount in the same currency.
Different costs are applied to OTC transactions placed through customer care.
For US OTC Shares and ETFs different commissions could be applied.
For EU Shares, in case of Euronext, a fixed fee of 9 euros will be applied.

Funds: The value of the financial instruments will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested.

Funds platform fee will be calculated and paid monthly. The monthly fee is calculated based on the value of your portfolio in Funds on the last day of each month. To learn about all risks, costs and funds nature, please read the KIIDS and the offer prospectus available on finecobank.com as well as on the website of the company offering the UCITS units/shares before proceeding. Past performance is not indicative of future returns. The performance of funds and benchmarks, where present, is gross of tax.

Amount of trading commissions accrued in a month: Up to £499: UK shares and ETFs, Bonds (MOT/EuroMOT - EuroTLX e HI-MTF, Euronext), Fixed fee: £6.95; Europe shares and ETFs (EquiductGermany, Xetra, Equiduct France, Netherlands, Portugal, Euronext, Italy) Fixed fee: €6.95; USA shares and ETFs (Nyse, Amex, Nasdaq) Fixed fee: $6.95. Over £500: UK shares and ETFs, Bonds (MOT/EuroMOT - EuroTLX e HI-MTF, Euronext), Fixed fee: £3.95; Europe shares and ETFs (Equiduct Germany, Xetra, Equiduct France, Netherlands, Portugal, Euronext, Italy) Fixed fee: €3.95; USA and ETFs (Nyse, Amex, Nasdaq) Fixed fee: $3.95. The fees applied on the bond markets are expressed in GBP but charged to the Multicurrency Sub-Account of the settlement currency. For transactions executed on specific markets you may incur additional taxes or fixed fees related to the single market. See the fact sheets for further details.

Replay: ETFs Investment Plan; see the fact sheets for further details.

To learn about all risks, costs and the nature of the funds please read the KIIDS and the offer prospectus available on finecobank.co.uk as well as on the website of the company offering the UCITS units/shares before proceeding. Past performance is not indicative of future returns. Past performance is not indicative of future returns. The performance of funds and benchmarks, where present, is gross of tax. Platform fees are paid monthly.

Bonds: Commission is displayed GBP but is charged to the multicurrency subaccount in the same currency.

Free live quotes and real-time news: specifically US, UK and Italian live quotes and real-time news.

*With Fineco, you can trade FX CFDs from 22:15 on Sundays to 22:00 on Fridays (with the exception of the interval from 22:00 to 22:15).: you can buy and sell currencies with a quick order when the quotes are most favorable, day or night.

Trade without converting currency everytime: Multi-currency is a service that enables other currencies in your bank account, necessary for some online trading services involving financial products in currencies other than the euro. The exchange rate between two currencies is subject to continuous trading in the interbank market.

A spread is applied to the exchange rate (Currency Exchange) to the extent indicated in the fact sheets. Please note that to trade on foreign markets it is necessary to apply online to enable individual markets in your personal area of the Fineco website: Home page › Account Management › Managing Services › Trading and Investments › Multicurrency. Exchange rate and its spread are shown in a table available in the reserved area of Fineco’s website. The table is constantly kept updated.

First GBP or EUR Debit Card with no annual fees: No annual fees for the first card for each account holder; £9.95 annual fee for the second card; £2.95 card shipping cost.

Free withdrawals in the UK with GBP debit card and in the Euro zone with EUR debit card: The ATM provider may charge additional withdrawal fees. Fineco will not charge any fees for transactions or withdrawals made in the currency of your card.

With Fineco's EUR Visa Debit Card, your EUR purchases and withdrawals are debited directly from your EUR account, so you have no exchange rate commissions.

CFDs: A CFD is a financial derivative, that you can buy or sell with FinecoBank as your direct counterparty. Its value is directly related to that of an underlying asset (securities, indices, currencies, futures on bonds, futures on volatility indicators and futures on commodities) and consequently follows the price movement of the underlying asset. In particular, in CFD trading your profit/loss is given by the difference in value between the opening price and the subsequent closing price of the contract. The opening price and the closing price are determined by the Bank applying, if appropriate, a mark-up or a spread on the underlying price to the extent indicated by the economic conditions at the time. CFDs are characterized by a strong leverage effect. This means that a relatively small price movement in the underlying market will have a proportionally higher impact on the value of your margined position and an unfavourable price movement may result in losses exceeding your initial margin deposit (increasing underlying price for short positions, decreasing for long positions). CFD Positions open for more than one business day (overnight) are subject to a multi-day position fee. The spreads applied to CFDs may be changed at any time within the contractually agreed limits.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 68.57% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

SOURCES

1.3 million clients: Internal data, figures as at December 31st, 2020 including Italian and UK customers.

2021 Best broker for Global Trading and Best Live Trading Event: ADVFN International Financial Awards

94% customer service satisfaction rate: Fonte dati: KANTAR TNS - Dicembre 2020

Recognised and awarded for best platform and provider of the year – Source: ADVFN International Financial Awards

A spread is applied to the exchange rate (Currency Exchange) to the extent indicated in the fact sheets. Please note that to trade on foreign markets it is necessary to apply online to enable individual markets in your personal area of the Fineco website: Home page › Account Management › Managing Services › Trading and Investments › Multicurrency.

Exchange rate and its spread are shown in a table available in the reserved area of Fineco’s website. The table is constantly kept updated.

66.57% of retail investor accounts lose money when trading CFDs with Fineco.

CFDs are complex instruments and present a significant risk of losing money quickly due to financial leverage. 66.57% of retail investor accounts lose money due to CFD trading with FinecoBank. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. All trading involves risks, losses can exceed deposits.