EUR and GBP Visa Debit Cards.
Travel easily and manage your money everywhere directly in Euro.
Get your debit card in GBP. EUR. Or both.
Pay no annual fees on your first card (in EUR or GBP) and just a £9.95 annual fee if you choose to get a second card.
Fineco Debit Card in Sterling
The right card for your everyday payments. Free GBP payments and withdrawals.
Fineco Debit Card in Euro
Ideal for European travellers. No currency conversion fees when you pay in Euros.
Get the most from your Fineco Visa Debit card.
Annual charges
Pay no annual fees for your first Debit card (in GBP or EUR) and just £9.95 if you choose to get a second card. ATM withdrawals are free in the UK using your GBP Card and free anywhere in Europe using your EUR Card (no currency conversion fee applied).
Spending limits
The Fineco Visa Debit card has a monthly and daily POS spending limit of £ 4,000 (or €) and a daily limit for cash withdrawals of £3,000 (or €). You can increase this limit at any time from the Cards section of the website or the mobile app, up to £/€ 10,000 for purchases and £/€ 5,000 for withdrawals.
Contactless limits
GBP card limit for contactless purchases is £45 and you cannot make purchases for more than that amount. With the EUR card the contactless limit is €50, but you can make purchases for a higher amount by entering your PIN Code.
MaxiPurchase function
Make purchases for up to £ 10,000 (or € 5,000 with the EUR card) without using up any of the monthly without eating into your monthly cap on your card. Activate the function in real-time online or from the app and simply make the payment at the POS.
Purchases in foreign currencies
For purchases in currencies other than the Pound (or the Euro in the case of the EUR card), a 1% currency conversion fee will be charged. The exchange rate applied is the official VISA rate.
Geo-blocking functions
For security reasons, Fineco limits the use of the card in some foreign countries. Using the Geoblocking function you can remove Fineco's restrictions and make your card fully enabled for withdrawals across different geographic areas. The e-commerce function also allows you to place restrictions on the use of your card online, for example to block gaming and betting sites.
This advertising message is for promotional purposes only. To view all the terms and conditions for the advertised services, please refer to the fact sheets and documentation required under current regulations. All services require the client to open a Fineco current account. All products and services offered are dedicated to Fineco account.
Cash withdrawals up to £/€5,000 at a time.
MaxiPurchases for payments of up to £/€ 10,000.
Contracts For Difference (CFD) trading is available to and experience of derivative instruments and the subscription of the Derivative Trading Contract.
CFDs (Contracts for Differences): a CFD is a financial derivative, which you can buy or sell with FinecoBank as your direct counterparty. Its value is directly related to that of an underlying asset (securities, indices, currencies, futures on bonds, futures on volatility indicators and futures on commodities) and consequently follows the price movement in the underlying asset. In particular, in CFD trading your profit/loss is given by the difference in value between the opening price and the subsequent closing price of the contract. The opening price and the closing price are determined by the Bank applying, if appropriate, a markup or a spread on the underlying price to the extent indicated by the economic conditions at the time. CFDs are characterized by a strong leverage effect. This means that a relatively small price movement in the underlying market will have a proportionally higher impact on the value of your margined position and an unfavourable price movement may result in losses exceeding your initial margin deposit (increasing underlying price for short positions, decreasing for long positions). CFD Positions open for more than a working day (overnight) are subject to a multi-day position fee.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 63.94% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Before trading CFDs, please read carefully the Key Information Documents (KIDs) available on the website finecobank.co.uk
Before trading CFDs, please read carefully the Key Information Documents (KIDs) available on the website finecobank.com/uk.
The ATM service provider may charge an additional withdrawal fee. Fineco will not charge any fee for transactions or withdrawals made in the currency of your card. With Fineco's EUR Visa Debit Card, your EUR purchases and withdrawals are debited directly to your EUR account, so you have no exchange rate commissions.
Apple Pay is compatible with enabled Apple devices. For further details please visit the Apple website. Before paying, it is necessary to add the cards to the Wallet as specified on the dedicated Apple website. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the USA and in other countries.
Google Pay™ is compatible with all Android smartphones, starting with version 5.0 (Lollipop) or later. You can also use Google Pay on smartwatches with Google Wear compatible OS. To pay in stores, the smartphone must be equipped with NFC technology. For further information, please consult the Google Support page. Your card information is not stored on the device or transmitted during payment. It is important to know that by activating Google Pay, as per the Google policy, you consent to make the data on transactions made with your payment card through Google Pay available to Google itself. For the conditions and purposes of data use please consult the Google Payments Terms of service and Privacy Policy and the Terms and Conditions of the service provided by Fineco Bank upon activation of the service.
Fitbit Pay is compatible with devices listed on Fitbit website.
Garmin Pay is compatible with devices listed on Garmin website.
AppGallery is HUAWEI's official Android app distribution platform. You can use AppGallery on your HUAWEI and Honor device to search, download, manage and share mobile apps.