MULTICURRENCY:
A BORDERLESS ACCOUNT

Multiple currencies, one account, extra possibilities

Bank, trade and invest in the currency of your choice with one single multi-currency account. With Multicurrency you can handle multiple currencies, allowing you to manage and diversify your liquidity and invest in different currencies day and night and wherever you choose.

Multicurrency

Currency exchange with 0
commission, just mark-up1

Free activation

Free activation and
no admin fee

Convert values

Convert +20 currencies
21 hours a day, 7/7

For your international lifestyle

Access the world's leading currencies in a single account: in addition to sub-accounts in Sterling, Euro, US dollars and Swiss francs, with Fineco you have also the opportunity to activate Multicurrency sub-accounts in 20+ currencies, with new ones being added all the time. You can hold, convert, receive, send and spend them, without having to remember different account numbers and passwords, and it only takes a few seconds to activate the currency you need.

Sterling
STERLING

(GBP)

Euros
EUROS

(EUR)

Us dollar
Us dollar

(USD)

SWISS FRANC
SWISS FRANC

(CHF)

JAPANESE YEN
JAPANESE YEN

(JPY)

TURKISH LIRA
TURKISH LIRA

(TRY)

CANADIAN DOLLAR
CANADIAN DOLLAR

(CAD)

AUSTRALIAN DOLLAR
AUSTRALIAN DOLLAR

(AUD)

MEXICAN PESO
MEXICAN PESO

(MXN)

RUSSIAN RUBLE
RUSSIAN RUBLE

(RUB)

SOUTH AFRICAN RAND
SOUTH AFRICAN RAND

(ZAR)

SWEDISH KRONA
SWEDISH KRONA

(SEK)

CHINESE RENMINBI
CHINESE RENMINBI

(CNY)

Danish crown
Danish crown

(DKK)

Norwegian krone
Norwegian krone

(NOK)

Hong Kong dollar
Hong Kong dollar

(HKD)

Singapore dollar
Singapore dollar

(SGD)

Polish Zloty
Polish Zloty

(PLN)

New Zealand dollar
New Zealand dollar

(NZD)

Czech crown
Czech crown

(CZK)

Hungarian forint
Hungarian forint

(HUF)

Manage liquidity efficiently

With Multicurrency you can diversify your liquidity in major world currencies, buying and selling currencies when the exchange rate is most favourable, to use them later, with a lot of benefits.

Buy/sell/hold +20 global currencies

Unlock global opportunities with your Multicurrency account: With the Currency Exchange function you can convert +20 currencies, selecting real-time exchange rates at the most opportune time. Hold them in cash or financial products, and get the real exchange rate when you convert.

Borderless banking

A clever, single account for all transactions with your chosen currencies with no monthly management fees: Enjoy anytime global access to your money and easily manage your day-to-day international banking in a choice of currencies, wherever you are.

Trade around the world

Trade directly on the UK, US and Swiss markets or in any of the currencies provided: your foreign currency account can help you save on exchange fees and gives you the possibility to avoid falling into negative exchange rates and in the trap of hidden exchange fees, with stacks of additional benefits.

Diversify the currencies of your Investments

Pick from +20 of the most popular international currencies to invest with and take advantage of long-term opportunities to diversify your portfolio of investments.

This advertising message is for promotional purposes only. To view all the terms and conditions for the advertised services, please refer to the fact sheets and documentation required under current regulations. All services require the client to open a Fineco current account. All products and services offered are dedicated to Fineco account.

Derivatives trading is available to clients following the assessment of their knowledge of derivative instruments and the subscription of the Derivative Trading Contract.
Before trading CFDs, or other derivatives instruments please read carefully the Key Information Documents (KIDs) available on the website finecobank.co.uk

Multi-currency is a multi-currency service ancillary to the euro bank account. It allows debiting and/or crediting transactions in the service currencies and is necessary for some online trading services involving financial products in currencies other than the euro.
A currency exchange transaction is subject to foreign exchange risk, i.e., the possibility that the purchased currency may depreciate against the reference currency.
1 Activation of the service is free, however a spread is applied to the exchange rate (Currency Exchange) to the extent indicated in the fact sheets.
2 It is possible to arrange transfers only in the currency of the account the transaction is sent from. For example, from the GBP account you can only make transfers in GBP.

Please note that to trade on foreign markets it is necessary to apply online to enable individual markets in your personal area of the Fineco website: Home page > Account Management > Managing Services > Trading and investments > Multicurrency.

Futures are derivative financial instruments whose value is directly linked to that of the underlying asset and therefore follows its trend. Derivative financial instruments are characterised by a leverage effect: this means that a relatively small movement in the market prices of the underlying asset will have a proportionately higher impact on the margin which, in the event of an unfavourable movement with respect to the customer's position (underlying price increase for short positions, decrease for long positions) may be entirely lost.
Derivative transactions therefore involve a high degree of risk, and if the market shifts strongly negative the loss can also exceed the capital initially invested (margin). Before trading derivative financial instruments please carefully read the key information documents (KIDs) available on the website finecobank.com.

Transactions in derivative financial instruments and margin lending are reserved for Fineco customers who are authorised to operate through the completion of special questionnaires and the signing of the required contractual documentation. All products and services offered are dedicated to Fineco account holders.

A CFD is a financial derivative, that you can buy or sell with FinecoBank as your direct counterparty. Its value is directly related to that of an underlying asset (securities, indices, currencies, futures on bonds, futures on volatility indicators and futures on commodities) and consequently follows the price movement of the underlying asset. In particular, when CFDs trading your profit/loss is given by the difference in value between the opening price and the subsequent closing price of the contract. The opening price and the closing price are determined by the Bank applying, if appropriate, a mark-up or a spread on the underlying price to the extent indicated by the economic conditions at the time. CFDs are characterised by a strong leverage effect. This means that a relatively small price movement in the underlying market will have a proportionally higher impact on the value of your margined position and an unfavourable price movement may result in losses exceeding your initial margin deposit (increasing underlying price for short positions, decreasing for long positions). CFD Positions open for more than one business day (overnight) are subject to a multi-day position fee.
The spreads applied to CFDs may be changed at any time within the contractually agreed limits.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 70.82% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

* With Fineco, you can trade FX CFDs from 22:15 on Sundays to 22:00 on Fridays (with the exception of the interval from 22:00 to 22:15).: you can buy and sell currencies with a quick order when the quotes are most favorable, day or night.