get more, Pay less

Straightforward and competitive fees across all asset classes.

Premium trading, without premium price

With Fineco, trading meets one of the most convenient pricing on the market. Starting from £0 commission on FTSE100, US and EU Shares CFDs, market spread only and no additional markup1.

account monthly fee

No minimum deposit needed

£

0

US SHARES

Fixed commission

$

3.95

UK SHARES

Fixed commission

£

2.95

SHARES CFDs

Fixed commission

£

0

eu shares

Fixed commission

3.95

US ETFs

Fixed commission

$

3.95

EUR ETFs

Fixed commission

3.95

futures

Commission as low as

$

0.7

index cfds

Spread as low as

0.4

points

CFDs fx

Spread as low as

0.8

pips

options

Commission as low as

$

1.95

funds

Max annual platform fee

0.25%

BONDS

Fixed commission

£

6.95

MINIMUM DEPOSIT

No minimum amount

£

0

How can we charge such a low price? In 2021 only, over 45 million orders were executed through our platforms. A huge volume, which allows us to keep costs and fees down.

Trading

Trade on thousands of securities from the major world markets with transparent pricing and some of the lowest commissions and spreads in the UK.

Shares and ETFs

Main Stock Markets

UK£2.95 per order
USA$3.95 per order
GER, ITA, FRA*€3.95 per order
CANADA TSXC$10.0 per order

Other Stock Markets

SPAIN0.19% fee (min. €14.95)
Switzerland0.19% fee (min. CHF24)
Finland*€9.0 per order + 0.19% fee (min. €2.95 - max €19)

* For Securities on the Hex market it is added € 9 of fixed charges for each executed order. Please find details on all available markets and pricing on the Fact Sheets.

For French securities trading only on the EURONEXT stock exchange €9 of fixed fees will be applied for each executed order. Please find details on all available markets and pricing on the Fact Sheets.

CFDs

Shares CFDs

UK Shares CFDs1£0.0 commission, no added spread
USA Shares CFDs£0.0 commission, no added spread
EU Shares CFDs£0.0 commission, no added spread

In case CFD positions are held open for more than 1 trading day, overnight charges apply based on value (net of the margin paid) and duration:

  • Long Euro traded CFD positions = Euribor 1m 360 (**) + 2.50%
  • Long non-Euro Traded CFD positions = Mid TOM Next rate (*) of the relevant currency + 2.50%
  • Short positions = 2.50% (flat)

** Euribor (European Interbank offered rate) is an interbank rate calculated and published daily. It is used as the interest rate at which banks lend money to other banks in the interbank market.

1 0,06% markup per side on FTSE250 share CFDs.

Indices CFDs

FTSE1000.6 points
GERMANY300.6 points
NASDAQ0.6 points
S&P 5000.4 points
Dow Jones1.0 points

In case CFD positions are held open for more than 1 trading day, overnight charges apply based on value (net of the margin paid) and duration:

  • Long Euro traded CFD positions = Euribor 1m 360 (**) + 2.50%
  • Long non-Euro Traded CFD positions = Mid TOM Next rate(*) of the relevant currency + 2.50%
  • Short Euro traded CFD positions = Euribor1m360 (**) – 2.50%
  • Short non-Euro Traded CFD positions = Mid TOM Next rate (*) of the relevant currency – 2.50%

** Euribor (European Interbank offered rate) is an interbank rate calculated and published daily. It is used as the interest rate at which banks lend money to other banks in the interbank market.

FX CFDs

EUR/USD0.8 pips
GBP/USD1.0 pips
EUR/GBP1.0 pips

In case CFD positions are held open for more than 1 trading day, overnight charges apply based on value (net of the margin paid) and duration
Long and short positions = 2.95% + a variable amount calculated on the basis of the relevant currency’s TOM Next Rates*

TOM Next Rates are published daily in the clients area of the platform.

Futures on Commodities CFDs

Light Crude Oil0.32 points
Gold5.85 points

In case CFD positions are held open for more than 1 trading day, overnight charges apply based on value (net of the margin paid) and duration:

  • Long Euro traded CFD positions = Euribor 1m 360 (**) + 2.50%
  • Long non-Euro Traded CFD positions = Mid TOM Next rate(*) of the relevant currency + 2.50%
  • Short Euro traded CFD positions = Euribor1m360 (**) – 2.50%
  • Short non-Euro Traded CFD positions = Mid TOM Next rate (*) of the relevant currency – 2.50%

** Euribor (European Interbank offered rate) is an interbank rate calculated and published daily. It is used as the interest rate at which banks lend money to other banks in the interbank market.

Be aware of unexpected fees.

Fineco's CFD bid-ask spreads are identical to those on the stock exchange. Some brokers do not charge commissions, but they might include dealing charges as spread to the price.

See how we compare

Futures

CME Futures

CME monthly fee

FREE

Indices Futures$1.95 per lot
Micro E-mini Futures$2.7 per lot
Nikkei Index$2.7 per lot
Currencies Futures$2.5 per lot
Commodities Futures$2 per lot
US Treasures$2 per lot

Eurex and Idem Futures

Eurex monthly fee

FREE

Indices Futures€0.95 per lot
Mini DAX€0.75 per lot
DJ Eurostoxx50, DJ Stoxx50€0.95 per lot
DAX€0.95 per lot
Mini FTSE MIB€0.95 per lot
MicroFib€0.95 per lot
MicroDax, Micro Eurostoxx€0.75 per lot

Options

Up to $499From $500 to $9,999From $10,000
S&P, DJ, Nasdaq, Russell, VIX$3.95 per lot$2.95 per lot$1.95 per lot

With $500 of total commissions generated paid in the month you access the first reduced commission bracket, which you keep the following month. With $10.000 you reach the Top range of $1.95 per lot. Fees expressed in USD and EUR are converted into GBP at the official exchange rate existing at the time of the relevant transaction.

Regular saving plans in ETFs

Flat monthly feeETFs included
ONE Plan£2.951
SILVER Plan£6.954
GOLD Plan£13.9510

You can add ETFs to those included in your plan, at a monthly cost of € 2.95 for each additional ETF.

Bonds

Euronext, MOT, EuroMOT, Hi-MTF, EuroTLX£6.95 per order

How can we charge such low prices?

Since 2004 Fineco is the # 1 broker in Italy and one of the largest in Europe by number of executed orders. In 2021 only, over 45 million orders were executed through our platforms. That's a huge volume, which allows us to contain costs and apply low fees.

See how we compare

Investing

The best international asset managers accessible from a single platform at a super competitive price.

Funds

Funds Portfolio ValueAnnual platform fee*
On the first £250,0000.25%
On the value between £250,000 and £1m0.15%
On the value between £1m and £2m0.05%
On the value over £2mFREE
Funds DealingFREE
Exit FeesZERO
Min. Investment£100

*Funds platform fee will be calculated and paid monthly. The monthly fee is calculated based on the value of your portfolio in Funds on the last day of each month.

Banking

With Fineco you also have a current account with many services to manage your savings and a free debit card to make purchases and withdraw in the UK and abroad.

Bank account and cards

Contactless Debit CardFREE
  • No monthly fee on the first GBP or EUR Card.
  • £9.95/year (optional) for a second card.
UK ATM withdrawals and paymentsFREE and unlimited with GBP card
EU ATM withdrawals and paymentsFREE in the Eurozone
UK bank transfersFREE and unlimited
SEPA bank transfersFREE and unlimited
EUR SEPA direct debitFREE and unlimited
Maxi-purchase (up to £10,000 at a time)FREE
Budget trackerFREE

Currency exchange

Invest and trade directly in GBP, EUR, USD, Swiss Franc and 20+ currencies.

Discover Fineco's Multicurrency service

Online currency exchangeFREE
  • Real-time conversion
  • No fees, spread only
  • No extra charges applied
Reduced spread rates40% spread reduction from £500,000
50% spread reduction from £1,000,000

Trade without surprises

£0.00 monthly fee, no custody fees, no minimum deposit, no inactivity charges, no market connectivity costs.

See how we compare

FAQ

No, Fineco does not apply any charge for opening an account.

Yes, the first debit card is free, you'll only pay £ 2.95 for card shipping fee. If you hold a second card there is an annual charge of £9.95.

We don't charge any fees for cash withdrawals in the UK using the GBP debit card or in the Eurozone with the EUR debit card. With Fineco's EUR Visa debit card, your EUR purchases and withdrawals are debited directly from your EUR account, so you have no exchange rate commissions.

Please note that the ATM provider may charge additional withdrawal fees.

Yes, the Fineco app is free and can be downloaded from any app store.

With all our online trading platforms you only pay a brokerage fee for each executed order (see our factsheet for eventual taxation and markets-costs).

No fee for executed orders on funds, you pay only a maximum annual platform fee of the 0.25% of the value of the funds are free and no minimum deposit is required to use them. You can choose among our web trading and investing platform, PowerDesk, our advanced and intuitive trading platform, our mobile trading app and the stock screeners to navigate financial markets with intuitive search and pre-set filters.

Fineco offers some of the most competitive prices in the market. Starting with £0 commission on FTSEE100, US and EU stock CFDs, market spread only and no additional markup*, no monthly fee for the account, no minimum deposit required, no custody or deposit fees, no inactivity charges, no portfolio transfer costs. See how we compare

* Overnight position charges apply based on value and duration. 0.06% markup per side on FTSE250 stock CFDs.

There are no dealing charges for buying or selling funds. You only pay a maximum annual service fee of 0.25% on the total value of funds in your portfolio.

With Fineco you can trade thousands of securities on the major world markets with transparent pricing and some of the lowest commissions in the UK.

  • UK shares £2.95 per order
  • USA shares $3.95 per order
  • GER, ITA, FRA, NL, POR shares (EqGermany, Xetra, EqFrance, Netherlands, Portugal, Euronext, Italy) €3.95 per order*
  • CANADA TSX shares C$10.00 per order
  • SPAIN shares 0.19% fee (min €14.95)
  • SWITZERLAND shares 0.19% fee (min CHF24)
  • FINLAND shares* €9.00 per order + 0.19% fee (min €2.95 - max €19)

* For securities on the Equiduct France, Netherlands, Portugal, Euronext and Finland a fixed charge of €9 is added to each executed order. Details on all available markets and pricing can be found on the fact sheetsmarkets and pricing can be found on the fact sheets.

This advertising message is for promotional purposes only. To view all the terms and conditions for the advertised services, please refer to the fact sheets and documentation required under current regulations. All services require the client to open a Fineco current account. All products and services offered are dedicated to Fineco account.

Derivatives trading is available to clients following the assessment of their knowledge and experience of derivative instruments and the subscription of the Derivative Trading Contract.
Before trading CFDs, or other derivatives instruments please read carefully the Key Information Documents (KIDs) available on the website finecobank.co.uk

A CFD is a financial derivative, that you can buy or sell with FinecoBank as your direct counterparty. Its value is directly related to that of an underlying asset (securities, indices, currencies, futures on bonds, futures on volatility indicators and futures on commodities) and consequently follows the price movement of the underlying asset. In particular, when CFDs trading your profit/loss is given by the difference in value between the opening price and the subsequent closing price of the contract. The opening price and the closing price are determined by the Bank applying, if appropriate, a mark-up or a spread on the underlying price to the extent indicated by the economic conditions at the time. CFDs are characterised by a strong leverage effect. This means that a relatively small price movement in the underlying market will have a proportionally higher impact on the value of your margined position and an unfavourable price movement may result in losses exceeding your initial margin deposit (increasing underlying price for short positions, decreasing for long positions). CFD Positions open for more than one business day (overnight) are subject to a multi-day position fee.
The spreads applied to CFDs may be changed at any time within the contractually agreed limits.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 63.84% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Before trading CFDs, please read carefully the Key Information Documents (KIDs) available on the website finecobank.co.uk

US and EU Shares and ETFs: Costs are displayed GBP but are charged in the multicurrency sub-account in the same value. Different charges apply to OTC transactions placed through customer care.
For US OTC Shares and ETFs different commissions could be applied.
For EU Shares, in the case of Euronext a fixed fee of €9 applies.

The value of the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested

Funds platform fee will be calculated and paid monthly. The monthly fee is calculated based on the value of your portfolio in Funds on the last day of each month. To learn about all risks, costs and funds nature, please read the KIIDS and the offer prospectus available on finecobank.com as well as on the website of the company offering the UCITS units/shares before proceeding. Past performance is not indicative of future returns. The performance of funds and benchmarks, where present, is gross of tax.

The ATM provider may charge additional withdrawal fees and exchange fees. Fineco will not charge any fees for transactions or withdrawals made in the currency of your card. With Fineco's EUR Visa Debit Card, your EUR purchases , both in shops and online, and withdrawals are debited directly on your EUR account, so you have no exchange rate commissions.A small number of ATM providers may charge a transaction fee but they should tell you about this onscreen before you commit to any transaction. No annual fees for the first card for each account holder; £9.95 annual fee for the second card;

No annual fees for the first card for each account holder; £9.95 annual fee for the second card; £2.95 card shipping cost. The ATM provider may charge additional withdrawal fees. Fineco will not charge any fees for transactions or withdrawals made in the currency of your card. With Fineco's EUR Visa Debit Card, your EUR purchases and withdrawals are debited directly on your EUR account, so you have no exchange rate commissions.